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Applying for Credit Cards by Expatriates & Taiwan Employment Gold Card(外籍人士辦卡及就業金卡友善專區)

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 Taiwan Employment Gold Card(就業金卡專區)

 

●Apply Lohas Combo Card 申請享利樂活 Combo 卡

I. CardHolders’ Rights and Interests

Lohas Combo Card

(I)1% cash payback on general domestic consumption with no maximum amount restriction
1% cash payback on all general domestic consumption byCombo Card with no maximum amount restriction.
New users may enjoy 1.3% (with the original 1% included) cash payback on all general domestic consumption with no maximum amount restriction.
※ New users refer to card holders who did not hold the Bank's credit card within 24 months before the card issuing date.


(II)2.5% cash payback on overseas consumption
Those who have applied for the electronic statement will enjoy 2.5% cash payback on new general overseas consumption for the current period with no maximum amount restriction.
Those who have not applied for the electronic statement will enjoy 2% cash payback on new general overseas consumption for the current period with no maximum amount restriction.

(III) Fuel tax/car license tax/house tax/land price tax payments by the card are free of handling charges.
There is no cash/bonus payback for the tax payments above by the card.

(Ⅳ) Free parking at international airports
A cardholder who uses the card to pay for the full amount of the current air ticket for overseas flights or pay more than 80% of the overseas tour group fee may use the parking outside the international airport free of charge if the amount of a single transaction reaches NT$10,000.

(Ⅴ) Travel insurance
A cardholder who uses the Combo Card to pay for the full amount of a public transport ticket or more than 80% of the tour group fee of him/herself or his/her spouse or dependent unmarried children under the age of 25 will automatically enjoy a travel safety insurance of NT$25 million at the same time.


II. Eligibility for Application, Documents Required, and Card Pickup Method

(I) Eligibility for application:
1. Deposit account opening:

  •    (1) Cardholders holding valid employment gold cards.

2. Credit card application:

  •    (1) A holder of an employment gold card who has reached the age of 20 and has a legitimate occupation with no bad credit record may apply for the Combo Card (Signature Business card grade) with his/her NT$ demand deposit account at the Bank as the main financial card account.
  •    (2) Each customer may only apply for one Combo Card.
  •    (3) No additional card may be applied for the Combo Card.

(II) Documents required:
1. Deposit account opening:

  •   (1) Valid passport.
  •   (2) Valid employment gold card.

2. Credit card application:

  •   (1) Valid passport.
  •   (2) Valid employment gold card.
  •   (3) Financial certification documents: (at least one of the following income or financial certification documents shall be provided)
  •      A. Foreign tax return certificate.
  •      B. Domestic income (salary) certificate.
  •      C. Domestic bank deposit certificate.
  •      D. Other supporting documents of income or financial resources in the last year.

(III) Card pickup method: Please bring your passport and employment gold card to the designated branch to pick up the Combo Card after you receive the notification to pick up the card.


III. Annual Credit Card Fee:

(I) Charging standard: An annual fee of NT$2,400.

(II) Preferential conditions for fee waivers:
The annual fee is exempt for the first year. From the date of card issuing, NT$100 will be deducted from the annual fee of the next year for every NT$1,000 consumed in the first year until the entire annual fee is deducted (free of the annual fee for the next year if NT$24,000 is consumed in the year), or the card is free of the annual fee for the next year if the electronic statement is applied for and a transaction of any amount is consumed in the year. The same annual fee-charging standard shall also apply in the future.


IV. How to Apply:

If the holder of an employment gold card wants to apply, please call the Bank's 24-hour customer service center ((02)2181-0101 and press 0), and the customer service staff will guide you and provide you with the service information of your designated bilingual branch.
※ Details of bilingual branches of Hua Nan Commercial Bank 華南銀行雙語分行明細


V. Notes:

(I) This application form and the documents attached will not be returned.

(II) Hua Nan Commercial Bank reserves the right to approve card applications and may require additional joint and several guarantors or other supporting documents according to the current situation.

 

《若中文版本與英文版本在解釋上出現疑義,概以中文版本為準》
the event of discrepancies between the Chinese and English versions, the Chinese version shall apply and prevail.

謹慎理財.信用至上

信用卡一般消費暨預借現金適用之循環信用年利率:5.36%~15%,循環利率之基準日為107年5月1日。

預借現金手續費:每筆預借現金金額X3.5%+NT$100。其他相關費率依本行網站公告。

客戶服務專線:(02)2181-0101.0800-487-888